Credit Card Lounge

The reason I ask this is cause I plan to go to Mexico for LIve Cell therapy”Adult Stem Cell therapy” in order to treat my health problems.

chase bank. i apply online. like my income.?? im afraid they might ask for proof. and i dont have. any. and this is my first application for credit card.?

The question is in the title and thanks for any help!

I have a need to see proof of my signiture on a credit card application from 1994. I suspect I didn’t sign for it (co-sign actually) but I’m not 100% positive. I called to have them send me proof – they refused saying they’d need a court order to do so…. Huh??? As of right now – I’m listed as joint owner – so I closed the account so no further charges could be made. I just find it hard to believe I have to go to the courts to get proof… True / or not true? It’s USBANK if it matters.
Update: Just saw Mary’s response. There were charges made to it (18k!!) by the other joint owner – it was a written application – and that joint owner had a history of signing my name on things – I believe this is one of those times. Again – the credit card company said they’d provide it – just with a court order to do so and not just because I request it. While I have called my attorney – I was hoping there is a better way to simply get a copy of the original application. That is what is difficult for me to believe!! I’m thinking of just calling their fraud department next – but my attorney is back in Monday – maybe best to wait for him…

I have one credit card and I always pay it on time. The moment I get the bill. I don’t know my Fico score and there is no bad mark on my credit history (though limited).

Though I am glad but why do you think I don’t get any pre-approved credit card offere whereas my family members get 2 per day?

I already receive 3 credit investigation. One at my mobile, on our land phone and last in my office.. Does it mean I’m already approved? I’l just wait for the arrival of my credit card?

I’m currently looking for my first credit card, and I’ve applied to three separate companies. All of them say the same thing: “We cannot approve your application because you have no previously standing accounts.” In other words, I’m not on the grid yet. I have the money to back my application. I’m a student, but I’m unemployed at this time. Even the Student account was denied me. Is there any way I can successfully get a credit card?

I realize credit cards are the devil, and I’m trying to pay all of them off. However, I was late by 1 or 2 days since the company didn’t credit my payments until they felt like it. As a result, I am now at the default rate of 30.37% APR. I can’t afford to make a payment of 140 and have 145 go to interest each month. I talked to my banker or try to get some help & he told me to transfer the balance to another card. Discover is not currently offering any balance transfers, unless you apply for a new card. So, I recently filled out 2 online credit card application, one with US Bank & one on Discover.com. Both clearly state that I will receive a decision within 60 seconds, but I am still waiting. I filled out the US Bank application 4 days ago. I filled out the Discover application last night, since I hadn’t heard from US Bank. Discover also has a button to check the status of an application, but apparently it takes 24 hours or more before you can do that. Why do they state they will give you an instant decision, yet they don’t? I want to know if anybody has ever actually gotten an instant decision on a credit card.

I have a capital one Planity credit card, they gave me a $2000 limit, I’m a college student. My interest is around 20%.
Does anyone else have the Captial one Visa Plantium Credit card and if you do what are your thought on the card and there customer service.

What if someone mailed you the credit card application…

Then you filled out the Credit card application with your
SSN and mother maiden name and all…

Then you sent it to them…

And then they send you a lookalike Credit Card… asking
you to activate your card on the phone…

And then someone pretend they are from customer service
and they asked you questions… where you live? did you live
here before… and then other questions

While you answered all the questions they asked you… they
probably looking up your Credit Report and getting
Credit cards and stuff…..

How can you guys trust anyone?