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Archive for November, 2008

Credit score is Going up. Now I have a billion credit card offers?

Credit Card Offers
I have recently been repairing my credit. Now I’m getting a billion offers for various credit cards. Most of which are low limit. In all honesty, my instinct is to apply for all of them. But in reality that would be bad. I want to apply for one. But I have atleast 6 different offers. Can you tell me what I should be looking for in a credit card?
Right now I only want to apply so I can use the low limit to rent a car for the weekend. I know they will take 300 for the deposit for the rental and another 100 for the car. So if I get it just for that I think I should be safe. The 300 will be refunded when I return the car.

how can i obtain a visa credit card to enable my won prize from america to be remitted to me in sa?

Visa Credit Card
i won more than a million dollards from freelotto. i cannot take advantage of a no hassle rule to claim.
i am not employed i need a Visa credit card .I shall authorize the bank to debit whatever ammount they require

Credit card offers with points?

Credit Card Offers
Whenever I get credit card offers with bonus points, I open the card, purchase something small (like $10), get the bonus points (towards a gift card or something), and then I never use the card again. (of course I pay it off).
Does that have any consequence on my credit history? Should I close that credit card account, since I never use it again after I get my $100 gift card :)

Thanks in advance.
Best answer will be chosen

Hi, I’m 18 and I just got a Visa credit card, can someone explain to me how this works?

Visa Credit Card
I have $1000.00 in my account (one thousand dollars)..The bank just gave me any visa they didn’t let me pick.. they sort of did some psychology.. they told me there was an 90% chance that I wouldnt get the visa.. then they told me I could have it as long as I deposit 1000.00 in my account.. I did…they told me that the car is in the mail now and will arrive in 5 bussiness days…

How much on average will they charge me for using the credit card, monthly.. I know you dont know my interest rate, but neither do I.. one of my friends told me that I shouldnt use the credit card until my money is finished, I should stop using it when theres 100.00 dollars left in my account.

HOW DOES THE **** WORK???? HELP ME PLEASE!

When I ask the bank questions they give me short vague answers..

I need the credit card topay for my SAT online and send score reports, pay application fees, etc then Im canceling it.. Im at a boarding school so I cant use my parents.

Why do you still receive credit card offers if you opt-out of direct mailings?

Credit Card Offers
This is paper mailings, NOT phone or email contacts. And no, I’m not in debt – I have a perfect credit history.

‘Visa+Credit+Card’?

Visa Credit Card
On October 2nd 2006 my International Visa Card was debited by Interactive Frontiers for $199 to provide a set of five Golf Swing Analysis & On-line Coaching sessions. They have not been able to provide the service since then and will not send me a credit note so that I may get the transaction reversed. What can I do?

Can a Southwest Airlines’ annual fee be waived on their Rapid Rewards credit card?

Credit Card Rewards
I want to get the card for the rapid rewards credits but would prefer not to have to pay an annual fee. Do credit card companies generally waive these fees upon request?

How to receive credit card offers with no security deposit?

Credit Card Offers
Okay, so you know how when you turn 18 you get offers in the mail for credit cards with no security deposits. I need one of those. I’ve applied for other and have been rejected. I have no credit… I just need the credit card companies with these offers. They usualoy do mail ins. I know someone knows what I’m talking about. It’s like instant money. Thanks

How do you opt out of BUSINESS credit card offers? This is NOT a question about consumer offers?

Credit Card Offers
I know you can call 888-5OPTOUT (888-567-8688) or use the http://www.optoutprescreen.com as a consumer to opt of of consumer credit card offers. I cannot, however, get an answer on how to get rid of pre-screened credit card offers as a business and am very frustrated. Who knows a good, solid answer?

How do you prevent capitol one from spamming you with credit card offers?

Credit Card Offers
I’d like to be placed on a do-not-mail list – for all time, for all credit card companies now and in the future.
this is paper spam mail, aka “snail mail.”
I’ve already opted out.