Credit Card Lounge

I have about four now, but I’ve been very smart with them. I’ve had them for almost a year now, and I always make payments on time (I also try to charge everything to some credit card since I have no APR on them). Is it true that credit cards help a ton in establishing credit and will they raise my score a lot or am I wasting my time? I’m just curious. –Thanks
I always charge like $100 or so to them a week, and than pay that off the following week.. is it bad that i usually always have a balance, but im always paying that balance off fast? would it be better to keep a $0 balance more often? –thanks
Wow, swg4fnc, tell me again how you are a douchebag?If you had been smart enough to read my details, I pay them off immediately. Maybe having four isn’t smart, but I’m glad I’m not a ***** like you.

I applied for a Salute Visa credit card and recieved my card in the amil. It told me to mail in $20 dollars to get it activated and I did. NO RESPONSE? The phone # supplied to me in the letter does NOTHING
Heere is the BIG problem, since I just recently recieved my new card, I have misplaced it and that’s why I need their email or phone# to contact them on what to do now? Can’t put the card in a ATM without having the card! Please help me. Thanks, Dyann

I applied for an america neagles credit card, ive enver had a credit card. For the annual income part, i left it blank, how will that affect my stauts in getting approved? Thank You

hi..
I’m an international graduate student in US and I wish to apply for a credit card. I have been here for an yr now and have been working part time for 6 months now.
Which card do you people think, will offer me greater benefits like low APR, no annual fee and more credit limit(say above 1000$)

If I lied about how much money I make a year on a credit card application and I don’t pay a bill late on the card would I get in trouble?

Will the misspelled name show up somewhere in the credit report even if your application was denied?
What I mean is: Will the misspelled name show up somewhere in the credit report even if your application was denied?

I am joining a survey company for which I need to pay membership fees and they accept only Master card visa crd and AMerican express card.So I need to get a card from either of these companies.

…money I make? I only have about 500$/month disposable income after all bills have been paid.

I bidded on something, and my PayPal account isn’t verified. Don’t want to link a bank account, can i link a regular credit card? Please help.
Can i link rather.
Can you tell me how to please!?

Okay so my friend asked me if he should lie about his age cause he is only 16, but he has a job and makes enough money to afford monthly payments, and he wants to get a credit card…..but he has to lie about his age? He can afford it the payments but what happens if they find out about his age?

all i told him was not to do it and idk what would happen if he did