Credit Card Lounge

I have no VISA Credit Card on my name. I don’t know how to apply on-line. I need 0 Annual Fee Credit Card. How can i get application form for VISA Credit Card.

I already have all the credit cards I need and do not want any more.

There is a phone number just like the one to opt out of telemarketing calls. I am moving and do not want these applications around when mail forwarding stops

If you apply for credit cards and you get turned down b/c of your credit score being low. How long does it take for them accounts to be removed from your credit report? AND if they are removed from your report does this bring the score higher or just the same?

Assume you have some junkmail you wish to dispose of which has you name and address printed on it but you don’t have a shredder available. If it was an A4 size application form, how many times would your tear it in two before putting it in the bin?

i have a credit card from a bank. only a credit card no accounts. it is about to expire. but i still want to have a credit card for uses. is the bank suppose to send me papers to renew the card or is it suppose to renew by its self? can i transfer my credit limit to a new credit card? i dont want to end this one and go get a new card and have such a low limit.
http://creditcard.iblogger.org/credit-card-offers/credit-card-offers.php
thankyou

I have never owned a credit card and I owe collections $400. Does anyone know where I can get a credit card offer regardless of my bad credit score?

I pay almost all of my bills on my credit card every month and probably put between 1-2 thousand dollars on it a month, then pay it off in full at the end of the month when I get paid.

I’m wondering if some type of rewards card would be good for my situation. I’ve got great credit and have never missed a payment on anything. Wondering if anybody out there knows if this is just a marketing scheme or if there are any good ones out there?

I received a credit card offer that states that I am pre-qualified but I don’t know if that means the same as pre-approved and I don’t want them to run my credit unless I am certain that I will be approved. Then they say that balance transfers are at a fixed rate of 5.99 until 2013 but they don’t state the amount I would be accepted for except that it is for a “generous” amount. How do I know what they consider generous?

When applying for a credit card how or who determines what the cards limit will be? I filled out a couple applications today (Wells Fargo, Citizens Bank, Cap One, and Citi). Not one asked what limit I would like or thought I needed. Do they just give you a set limit and if you want to raise it you put in a request?

I’m very interested to see what kind of feed back you guys have for me. Thank you in advance.