Archive

Archive for October, 2009

How can a ID thief use my torn up credit card application?

Credit Card Applications
If the ID thief does not have my Social Security, how can he submit a credit card application on my behalf? If they have my SS#, they can go online and apply for a credit card anyway. Am I missing something?

How do you check the latest purchases made with a Visa credit card ?

Visa Credit Card
I need to check around the last 20 things purchased with my Visa card.

I am looking for a Rewards Credit Card – which has the best rewards?

Credit Card Rewards
It would probably take me ages to earn points towards hotels and airfare, so I think I’d like to have one that gives cash back, but anyone out there really like their rewards card? Rates do not matter to me.

Which Credit Card companies only pull TransUnion for applications?

Credit Card Applications
I have a great TransUnion score and want to apply for a good card that only pulls and consults with TransUnion credit services for new card applications.

WHy is it taking 30 days to get a response from an online credit card application?

Credit Card Applications
I applied online yesteray for my first credit card and they said I would get a response within 30 days. Why does it take so long? Is it because I have no credit and it was a student credit card? Also, I said I had both savings and a checking account but right now I only have a savings but will be getting a checking account on Saturday. Is it ok that I said I had both a checkings and a saving? Will it make them reject my application? Are they eager to give a credit card to someone like me, a young person likely to give them money for interest? I am just anxious about the whole thing. I am going to be responsible with it because I am careful with all my money.
also I didn’t know what they meant by residence when they asked rent or own? do they seriously expect me to pay for rent at this age? So I selected “Other” and put zero paid month;y for my residence because that is what I pay, I mean I help my mom out sometimes but thats it.
lol iceman, I said I made 6K a year because that is what I made in 2005
well it was labled a student credit card….being wary should be expected of them if they think this.
yeah it was CHASE
what is the purpose of advertising student credit cards then?? they are designed for people like me who have no creidt. thanks for not answering my question.

Can someone please help me find a service that makes multiple credit applications for me w/o hurting my score?

Credit Card Applications
Hi,

I’m looking for a service that will made multiple credit card applications for me but will not hurt my score by looking up my credit multiple times. Does anyone know of such a website?

petsmart petperks visa credit card question?

Visa Credit Card
I am going to get the petsmart petsperk visa credit card but i got a question. when i go buy something can i just use it for discounts and pay in cash. i dont want to pay in credit card

Why was my online credit card application declined?

Credit Card Applications
I am a student and want to get a credit card, so I applied for catalog card USA platinum. Which provides Guaranteed Approval with No credit checks, No employment verifications, No interest charges, you can be approved even if you have No Credit or Bad Credit. But they declined my application. Can any one know why was they declined my application?

My dog is getting credit card offers in the mail! What can I do to stop it?

Credit Card Offers
for a couple years now my dog Nigel has been receiving recruitment mail from the armed forces and scholarship information. occasionally my car insurance company calls and asks about why Nigel is not insured. Somehow he is ‘out there’ in the world of informationas my human child! I thought it was funny at first, but now it is worrying me. Does anyone know how I can correct this? Is there a bureau to notify? I have no clue how his name got out there. All I can guess is I might have put his name as my baby on some website somewhere. Like maybe babyzone or something. I have no clue. Please help!

Which bank offers the best credit card in the Philippines, regardless whether Visa or MasterCard?

Credit Card Offers
We have Metrobank, HSBC, Citibank, BPI, BDO and a lot of others that provide credit card services in the Philippines. But which of them offers the best interest rates, credit limit, promos, perks, discounts, benefits, rewards, features and other stuff?