November 5th, 2009
I know, this question might be a little silly, but I just want to make sure that there is no possible way I can get a credit card if I have bad credit without paying any application fees or processing fees. even one with a small credit line.
A little silly is an understatement. Badly worded and reeks of stupidity. Yes, banks are ready to charge you a very high interest rate with no annual fees with a small credit line.
Here are some articles to learn about credit:
There is also this thing called a pre-paid card.
Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – buildcredit.ifastnet.com