I have never had a credit card before and I am considering the chase platinum visa. Is this a good choice? Any thing I should know about it? I dont wanna get jabbed with fee’s/fines
Read the complete disclosure of fees. Is there an annual fee? There are so many credit cards out there that you shouldn’t have to pay a fee.
I guess the big question is why, after all this time, would you want or need a credit card? If it’s for convenience, great. If you’re using it to buy more than you actually can afford, that is a slippery slope.
Please be careful with it if you do get one, and be sure to pay off all that you charge each month.
Using Dave Ramsey’s principles of becoming debt-free, you can still have a good lifestyle, but not spend yourself into oblivion.
make sure you compare the rates and annual fees that come with it before you jump on it, check out here you will be able to compare all major credit cards side by side on the rates annual fees and rewards, good, bad or no credit they will help you out.
Read the complete disclosure of fees. Is there an annual fee? There are so many credit cards out there that you shouldn’t have to pay a fee.
I guess the big question is why, after all this time, would you want or need a credit card? If it’s for convenience, great. If you’re using it to buy more than you actually can afford, that is a slippery slope.
Please be careful with it if you do get one, and be sure to pay off all that you charge each month.
Using Dave Ramsey’s principles of becoming debt-free, you can still have a good lifestyle, but not spend yourself into oblivion.
“The borrower is slave to the lender.”
make sure you compare the rates and annual fees that come with it before you jump on it, check out here you will be able to compare all major credit cards side by side on the rates annual fees and rewards, good, bad or no credit they will help you out.
it look good but once you delaying the banks will come