i applied for a credit card 5 days ago, my credit alert shows that a credit report was pulled so i called the credit card company to check on the status of the application…the rep told me it shows that it is still in process and if it was declined he would know but to call back in the next 3 days and they would have more information on the status …MY QUESTION IS THIS
1-DOES THIS MEANS I WAS NOT APPROVED
2-My score is 636 and i have 1 derogatory item on my report that i am disputing and 2 deliquent items that has been paid for
3 WHAT CHANCE DO I HAVE BASED ON THIS ….cos it seems they are stll trying to decide whether to offer me credit or not
PLEASE HELP
please help as i feel i need to wait longer in order to be able to qualify ..forgot to mention i have a secured card with 300 limit for the past 5 months
i am actually applying for a chase bank credit card