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	<title>Credit Card Lounge &#187; Build Credit</title>
	<atom:link href="http://creditcardlounge.info/tag/build-credit/feed" rel="self" type="application/rss+xml" />
	<link>http://creditcardlounge.info</link>
	<description>Let talk about credit card and finance</description>
	<lastBuildDate>Wed, 28 Apr 2010 14:18:25 +0000</lastBuildDate>
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			<item>
		<title>What credit cards are made so that you are instantly approved or denied?</title>
		<link>http://creditcardlounge.info/what-credit-cards-are-made-so-that-you-are-instantly-approved-or-denied.html</link>
		<comments>http://creditcardlounge.info/what-credit-cards-are-made-so-that-you-are-instantly-approved-or-denied.html#comments</comments>
		<pubDate>Thu, 21 Jan 2010 20:47:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Cards Credit]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Student Cards]]></category>
		<category><![CDATA[Student Credit Cards]]></category>

		<guid isPermaLink="false">http://creditcardlounge.info/what-credit-cards-are-made-so-that-you-are-instantly-approved-or-denied.html</guid>
		<description><![CDATA[
I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_cards6.jpg"><img src="/wp-content/uploads/cc/credit_cards6.jpg" title='credit cards' alt='credit cards' /></a></div>
<div>I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.</div>
]]></content:encoded>
			<wfw:commentRss>http://creditcardlounge.info/what-credit-cards-are-made-so-that-you-are-instantly-approved-or-denied.html/feed</wfw:commentRss>
		<slash:comments>11</slash:comments>
		</item>
		<item>
		<title>Can i set up a way to earn rewards on a credit card by paying all my bills and expenses with it?</title>
		<link>http://creditcardlounge.info/can-i-set-up-a-way-to-earn-rewards-on-a-credit-card-by-paying-all-my-bills-and-expenses-with-it.html</link>
		<comments>http://creditcardlounge.info/can-i-set-up-a-way-to-earn-rewards-on-a-credit-card-by-paying-all-my-bills-and-expenses-with-it.html#comments</comments>
		<pubDate>Sat, 09 Jan 2010 19:09:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Automatic Payments]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Consolidate Bills]]></category>
		<category><![CDATA[Credit Card Companies]]></category>
		<category><![CDATA[Hoa]]></category>
		<category><![CDATA[Paying Bills]]></category>
		<category><![CDATA[Phone Internet]]></category>
		<category><![CDATA[Rewards]]></category>
		<category><![CDATA[Travel Miles]]></category>
		<category><![CDATA[Using Credit Cards]]></category>

		<guid isPermaLink="false">http://creditcardlounge.info/can-i-set-up-a-way-to-earn-rewards-on-a-credit-card-by-paying-all-my-bills-and-expenses-with-it.html</guid>
		<description><![CDATA[
Ok, i own a house and do have good credit.  I have never been late on a payment.  I understand all the risks involved in using credit cards.  My goal is to set up automatic payments from all my monthly bills (phone, internet, gas, electric, MORTGAGE, HOA, car, etc.) as well as [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_card_rewards8.jpg"><img src="/wp-content/uploads/cc/credit_card_rewards8.jpg" title='credit card rewards' alt='credit card rewards' /></a></div>
<div>Ok, i own a house and do have good credit.  I have never been late on a payment.  I understand all the risks involved in using credit cards.  My goal is to set up automatic payments from all my monthly bills (phone, internet, gas, electric, MORTGAGE, HOA, car, etc.) as well as use my credit card to pay for EVERYTHING.  My goal is not to run up the balance or use it irresonsibly (sp).   I just want to use my card like cash and pay it off each month.  Hopefully, this will help me build better credit and EARN REWARDS (cashback, travel, miles, etc.).  I want to consolidate all my bills and expenses into one payment on my credit card, and pay it off each month.  Do credit card companies allow this?  Is there anything i&#8217;m overlooking that won&#8217;t allow me to do this?  thank you</div>
]]></content:encoded>
			<wfw:commentRss>http://creditcardlounge.info/can-i-set-up-a-way-to-earn-rewards-on-a-credit-card-by-paying-all-my-bills-and-expenses-with-it.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How does the Chevron Credit Card (or Visa) work?</title>
		<link>http://creditcardlounge.info/how-does-the-chevron-credit-card-or-visa-work.html</link>
		<comments>http://creditcardlounge.info/how-does-the-chevron-credit-card-or-visa-work.html#comments</comments>
		<pubDate>Thu, 01 Oct 2009 13:28:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Rewards]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Build Good Credit]]></category>
		<category><![CDATA[Chevron Credit Card]]></category>
		<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://creditcardlounge.info/how-does-the-chevron-credit-card-or-visa-work.html</guid>
		<description><![CDATA[
I do not have any credit cards and I was wondering if this is a good start?
How does it work?
Whats the difference between a Chevron Personal Card and the Chevron Visa Card?
Will I be charged interest?
Does it work to build good credit?
Please advice Im new to credit cards?
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Visa_Credit_Card45.jpg"><img src="/wp-content/uploads/cc/Visa_Credit_Card45.jpg" title='Visa Credit Card' alt='Visa Credit Card' /></a></div>
<div>I do not have any credit cards and I was wondering if this is a good start?<br />
How does it work?<br />
Whats the difference between a Chevron Personal Card and the Chevron Visa Card?<br />
Will I be charged interest?<br />
Does it work to build good credit?<br />
Please advice Im new to credit cards?</div>
]]></content:encoded>
			<wfw:commentRss>http://creditcardlounge.info/how-does-the-chevron-credit-card-or-visa-work.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Walmart visa card to build credit?</title>
		<link>http://creditcardlounge.info/walmart-visa-card-to-build-credit.html</link>
		<comments>http://creditcardlounge.info/walmart-visa-card-to-build-credit.html#comments</comments>
		<pubDate>Thu, 10 Sep 2009 19:35:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Visa Credit Card]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Build My Credit]]></category>
		<category><![CDATA[Interest Rate]]></category>
		<category><![CDATA[Visa Card]]></category>

		<guid isPermaLink="false">http://creditcardlounge.info/walmart-visa-card-to-build-credit.html</guid>
		<description><![CDATA[
I&#8217;m in college and really need to start building my credit.  I&#8217;ve never had a credit card and don&#8217;t really want one.  I&#8217;m sure I&#8217;ll end up getting one eventually.  However, this lady at walmart told me to start putting my paychecks on a walmart visa card.  She said it will [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Visa_Credit_Card150.jpg"><img src="/wp-content/uploads/cc/Visa_Credit_Card150.jpg" title='Visa Credit Card' alt='Visa Credit Card' /></a></div>
<div>I&#8217;m in college and really need to start building my credit.  I&#8217;ve never had a credit card and don&#8217;t really want one.  I&#8217;m sure I&#8217;ll end up getting one eventually.  However, this lady at walmart told me to start putting my paychecks on a walmart visa card.  She said it will build my credit.  Every time you put money on the card it costs $4.00.  Obviously, there is no interest rate as it works just like a debit card.  How does this build my credit?</div>
]]></content:encoded>
			<wfw:commentRss>http://creditcardlounge.info/walmart-visa-card-to-build-credit.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>How can I build credit if I get denied for all my credit card applications?</title>
		<link>http://creditcardlounge.info/how-can-i-build-credit-if-i-get-denied-for-all-my-credit-card-applications.html</link>
		<comments>http://creditcardlounge.info/how-can-i-build-credit-if-i-get-denied-for-all-my-credit-card-applications.html#comments</comments>
		<pubDate>Thu, 27 Aug 2009 17:05:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Applications]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Credit Applications]]></category>
		<category><![CDATA[Student Cards]]></category>

		<guid isPermaLink="false">http://creditcardlounge.info/how-can-i-build-credit-if-i-get-denied-for-all-my-credit-card-applications.html</guid>
		<description><![CDATA[
I am a student and would like to start building my credit. The only problem is, I keep getting denied, even for student cards. Are there any cards out there that I can get?
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Credit_Card_Applications15.jpg"><img src="/wp-content/uploads/cc/Credit_Card_Applications15.jpg" title='Credit Card Applications' alt='Credit Card Applications' /></a></div>
<div>I am a student and would like to start building my credit. The only problem is, I keep getting denied, even for student cards. Are there any cards out there that I can get?</div>
]]></content:encoded>
			<wfw:commentRss>http://creditcardlounge.info/how-can-i-build-credit-if-i-get-denied-for-all-my-credit-card-applications.html/feed</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>i am in US since 2 years on h4 visa. i will start job in oct.&#8217;08 on h1.can i get a rewards credit card?</title>
		<link>http://creditcardlounge.info/i-am-in-us-since-2-years-on-h4-visa-i-will-start-job-in-oct-08-on-h1-can-i-get-a-rewards-credit-card.html</link>
		<comments>http://creditcardlounge.info/i-am-in-us-since-2-years-on-h4-visa-i-will-start-job-in-oct-08-on-h1-can-i-get-a-rewards-credit-card.html#comments</comments>
		<pubDate>Wed, 19 Aug 2009 02:45:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Rewards]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[H4 Visa]]></category>
		<category><![CDATA[Job]]></category>

		<guid isPermaLink="false">http://creditcardlounge.info/i-am-in-us-since-2-years-on-h4-visa-i-will-start-job-in-oct-08-on-h1-can-i-get-a-rewards-credit-card.html</guid>
		<description><![CDATA[
i just have a secure CC right now. can I get a good rewards credit card before I start my job so that I can use it then and build a good credit history?would u recommend a citibank platinum card?
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Credit_Card_Rewards41.jpg"><img src="/wp-content/uploads/cc/Credit_Card_Rewards41.jpg" title='Credit Card Rewards' alt='Credit Card Rewards' /></a></div>
<div>i just have a secure CC right now. can I get a good rewards credit card before I start my job so that I can use it then and build a good credit history?would u recommend a citibank platinum card?</div>
]]></content:encoded>
			<wfw:commentRss>http://creditcardlounge.info/i-am-in-us-since-2-years-on-h4-visa-i-will-start-job-in-oct-08-on-h1-can-i-get-a-rewards-credit-card.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>I have a 703 Credit Score and have been denied on all my credit card applications?</title>
		<link>http://creditcardlounge.info/i-have-a-703-credit-score-and-have-been-denied-on-all-my-credit-card-applications.html</link>
		<comments>http://creditcardlounge.info/i-have-a-703-credit-score-and-have-been-denied-on-all-my-credit-card-applications.html#comments</comments>
		<pubDate>Sat, 31 Jan 2009 17:56:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Applications]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Build My Credit]]></category>
		<category><![CDATA[Cards]]></category>
		<category><![CDATA[Secured Card]]></category>

		<guid isPermaLink="false">http://creditcardlounge.info/i-have-a-703-credit-score-and-have-been-denied-on-all-my-credit-card-applications.html</guid>
		<description><![CDATA[
Is there a credit card I can apply for that I will more than likely get. My mom says JcPennys, belk, etc.I tried Capital One and got a no.I really dont want a secured card until it is my last resort. I do know a work for a company affilated with MACYS and BLOOMINDALES and [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Credit_Card_Applications125.jpg"><img src="/wp-content/uploads/cc/Credit_Card_Applications125.jpg" title='Credit Card Applications' alt='Credit Card Applications' /></a></div>
<div>Is there a credit card I can apply for that I will more than likely get. My mom says JcPennys, belk, etc.I tried Capital One and got a no.I really dont want a secured card until it is my last resort. I do know a work for a company affilated with MACYS and BLOOMINDALES and it seems that their cards are easy to get. Any suggestions on a credit card to get so I can build my credit more</div>
]]></content:encoded>
			<wfw:commentRss>http://creditcardlounge.info/i-have-a-703-credit-score-and-have-been-denied-on-all-my-credit-card-applications.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>I have NO credit history, where can I get a credit card from?</title>
		<link>http://creditcardlounge.info/i-have-no-credit-history-where-can-i-get-a-credit-card-from.html</link>
		<comments>http://creditcardlounge.info/i-have-no-credit-history-where-can-i-get-a-credit-card-from.html#comments</comments>
		<pubDate>Fri, 09 Jan 2009 16:53:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Applications]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Credit Card Application]]></category>
		<category><![CDATA[Credit History]]></category>

		<guid isPermaLink="false">http://creditcardlounge.info/i-have-no-credit-history-where-can-i-get-a-credit-card-from.html</guid>
		<description><![CDATA[
I&#8217;m in my early twenties. I&#8217;m not a student. I also need one that reports my limit to credit bureaus so I can build credit. My bank declined my credit card application because I have no credit. I can&#8217;t go through them.
I need to build credit if I want a car, home, etc.
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Credit_Card_Applications106.jpg"><img src="/wp-content/uploads/cc/Credit_Card_Applications106.jpg" title='Credit Card Applications' alt='Credit Card Applications' /></a></div>
<div>I&#8217;m in my early twenties. I&#8217;m not a student. I also need one that reports my limit to credit bureaus so I can build credit. My bank declined my credit card application because I have no credit. I can&#8217;t go through them.<br />
I need to build credit if I want a car, home, etc.</div>
]]></content:encoded>
			<wfw:commentRss>http://creditcardlounge.info/i-have-no-credit-history-where-can-i-get-a-credit-card-from.html/feed</wfw:commentRss>
		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>How do I get Credit Card Offers?</title>
		<link>http://creditcardlounge.info/how-do-i-get-credit-card-offers.html</link>
		<comments>http://creditcardlounge.info/how-do-i-get-credit-card-offers.html#comments</comments>
		<pubDate>Wed, 22 Oct 2008 12:08:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Applications]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Build My Credit]]></category>
		<category><![CDATA[Credit Card Offers]]></category>

		<guid isPermaLink="false">http://creditcardlounge.info/how-do-i-get-credit-card-offers.html</guid>
		<description><![CDATA[
Hi,
  I&#8217;m a student and am not comfortable giving my information over the internet. But I must build my credit. How can I get credit card offers?
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Credit_Card_Offers11.jpg"><img src="/wp-content/uploads/cc/Credit_Card_Offers11.jpg" title='Credit Card Offers' alt='Credit Card Offers' /></a></div>
<div>Hi,<br />
  I&#8217;m a student and am not comfortable giving my information over the internet. But I must build my credit. How can I get credit card offers?</div>
]]></content:encoded>
			<wfw:commentRss>http://creditcardlounge.info/how-do-i-get-credit-card-offers.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>8 months old in the USA, how do i get a credit card and how do i build my credit?</title>
		<link>http://creditcardlounge.info/8-months-old-in-the-usa-how-do-i-get-a-credit-card-and-how-do-i-build-my-credit.html</link>
		<comments>http://creditcardlounge.info/8-months-old-in-the-usa-how-do-i-get-a-credit-card-and-how-do-i-build-my-credit.html#comments</comments>
		<pubDate>Fri, 11 Apr 2008 08:48:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card Applications]]></category>
		<category><![CDATA[Build Credit]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Fico Score]]></category>
		<category><![CDATA[Usa Credit]]></category>

		<guid isPermaLink="false">http://creditcardlounge.info/8-months-old-in-the-usa-how-do-i-get-a-credit-card-and-how-do-i-build-my-credit.html</guid>
		<description><![CDATA[
i am (8 month) new in the USA . I need a credit card and wish to build my credit. I applied twice but denied because of low fico score and inability to verify my information. I really don&#8217;t understand the effect of the application for credit card on my fico score, and what do [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/Credit_Card_Applications226.jpg"><img src="/wp-content/uploads/cc/Credit_Card_Applications226.jpg" title='Credit Card Applications' alt='Credit Card Applications' /></a></div>
<div>i am (8 month) new in the USA . I need a credit card and wish to build my credit. I applied twice but denied because of low fico score and inability to verify my information. I really don&#8217;t understand the effect of the application for credit card on my fico score, and what do i need to do to be able to get a credit card and build my credit.  Thanks</div>
]]></content:encoded>
			<wfw:commentRss>http://creditcardlounge.info/8-months-old-in-the-usa-how-do-i-get-a-credit-card-and-how-do-i-build-my-credit.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
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