Target Credit Card application needs more review?
May 21st, 20083 comments »
In hopes of being able to build up our credit & with advice from our banker, we decided to apply for a Target Credit Card (we were denied by our bank because we haven’t had credit for 1+ years). Well anyway, we applied and the cashier lady said that our application is being reviewed and we’ll have an answer in 7-10 days. Usually you get approved or declined right on the spot, no?
Is that just another way of being declined? My Husband has a credit score of 710, so I don’t think it’s our initial credit that’s the problem. We also don’t have any late payments, collections, or loans.
I just wanted to know what that means when they need a longer amount of time to review our application.
I asked the cashier and she said she didn’t know. She said “The computer says here that it will need to review you application further & they’ll give you an answer in the mail in 7-10 business days”.