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Posts Tagged ‘Credit Cards’

How many credit cards should you have to rebuild credit?

credit cards
I am trying to rebuild my credit after ID theft, a couple of problems that were mine and years of basically not having any credit reported. (I primarily use my debit card and pay cash for everything). I make good money now and am trying to rebuild in order to purchase a condo in the next couple of years. My good accounts (rental, club, cable, cell, etc.) have not reported my good credit. So how many cards should I take out that will help boost my credit score but not hinder my credit. Thank you!

why is my 5 year old receiving credit card applications?

Credit Card Applications
my 5 year old received a credit card application. should i be worried that someone has his social security card # and is using it to get credit cards? should i call the company who sent the application to let them know that he’s only 5. ? or do you think it just random names selection and i shouldnt worry???
help!!! and thanks in advance.

I want to apply for a Credit Card but I don’t want to do it online. How do I have applications mailed to me?

Credit Card Applications
I want to apply for a Credit Card but I really don’t want to do it online, I’m afraid of someone hacking and getting my information. How can I have applications to various Credit Cards mailed directly to my house?

How does the Chevron Credit Card (or Visa) work?

Visa Credit Card
I do not have any credit cards and I was wondering if this is a good start?
How does it work?
Whats the difference between a Chevron Personal Card and the Chevron Visa Card?
Will I be charged interest?
Does it work to build good credit?
Please advice Im new to credit cards?

credit card applications on credit history?

Credit Card Applications
If you apply for credit cards and you get turned down b/c of your credit score being low. How long does it take for them accounts to be removed from your credit report? AND if they are removed from your report does this bring the score higher or just the same?

how many credit card applications will affect my credit score?

Credit Card Applications
i applied for like 4 credit cards how bad will it affect my credit score.?

What is the punishment for lying about age on a credit card application?

Credit Card Applications
I’m underage (16) and I got to thinking about people my age who have credit cards (and not with their parents account/consent). They’ve lied about their age on the application. Is there any punishment for this? Does anyone find out? Could a minor really get into trouble for this? Can’t you just pay off the card?

What is the best rewards credit card for getting the cash back?

Credit Card Rewards
I have excellend credit and I love the cash back rewards of credit cards. Right now I have a discover and get 5% cash back on gax, and 1% on everthing else. Does anyone know of any better credit cards for cash back?

What to enter in the fields in a credit card application?

Credit Card Applications
I have credit cards already, but I am in a unique situation. I am 20 and living on my own but with my parent’s income. I recently got an American Express application and when I called to ask about what I could put in the household income field, I was told I could include my parent’s income. Is this true?

I do not remember on some credit apps if I put my parent’s household income or not, because I was never sure and was living on my own. I have put my income as how much I regularly get a month from my parent’s.

Is this borderline fraud or is this typical? No one really explains it clearly.

How many of you give in to the credit card offers?

Credit Card Offers
I already have 4 credit cards which is probably too many already. The set up fees just to get a credit card are so much no wonder why I get so many offers!

The lowest minimum credit limit is a TOTAL card that only has a limit of $250. I’ve read it doesn’t change.

The highest limit of my credit cards is 916 dollars and it keeps going up. They are trying to entice me.

I’d like a larger credit limit, but some of these aren’t worthwhile.