My husband and I went on a trip last week and we returned late late Friday night/ very early Saturday morning. We found out later Saturday morning that my husband had lost his Visa Debit/Credit card. We called ASAP and the last place it was used at was a gas station late Friday night (where he lost it).
Now we had plenty in checking and some in savings and at our bank if you go over at all in checking, they automaticly transfer some from savings to checking. I went about an hour ago to check the account and realized we were over by a good bit and our savings is completely emptied.
Can someone use the card as credit even after it has been reported as lost????

Apple requires a credit/debit card in order to purchase a iPhone and not cash. Can I use a visa gift card or iPhone gift card to purchase I my credit cards ate maxxed out?