Credit Card Lounge

My wife has no income or credit history. She received a credit card application in the mail. The application does not require me to put in any of my personal information but it does ask to state household income.

If she gets into trouble with her card, will it affect my credit or will the damage be limited to her credit score?

I’m closing on a house tomorrow. Will my credit card application that went through today (rejected, btw) affect anything tomorrow? Or is it safe to assume all of the loan stuff is pretty much done, we just have to sign the papers? I have no credit history.
We’re signing the papers tonight, but since it’s after business hours they said it won’t go through until tomorrow. Does this make any difference?

Preferably a credit card that offerers an affinity program with an airline mileage partner.
Thanks
And hopefully doesnt have a yearly fee, or the fee is waived the first year.

I seen an ad on tv for a free credit card application.When I got the application the card was attached.I read the form and seen a charge of $249.00 for the attached card. I called the card company and told them I tore the application up and didn’t wish to apply.They in turn put a bad mark on my credit history.Was I slammed by this credit card company?Can I sue them for this?

well i wanted to get a credit card to start building my credits a year ago but every single one of them i got denied since i didn’t have credit, so my parent put me under his so i could get a little bit of credit history soo now i applied cause i have credit of 743 and it says to many past like applications? does apply affect the process?

I have an account in Citibank with healthy balance and regular inflows. I have taken a few loans in recent times and did not default in payment. My credit score is around 560.

I also use my dad’s credit card (joint account) with huge credit limit and have excellent repayment history since I’ve been paying on this card for over 14 months. This would have been my own first credit card.
I’m in employment/business for last 3.5 years after completing college.

well i wanted to get a credit card to start building my credits a year ago but every single one of them i got denied since i didn’t have credit, so my parent put me under his so i could get a little bit of credit history soo now i applied cause i have credit of 743 and it says to many past like applications? does apply affect the process?

I have never had a credit card before and I am considering the chase platinum visa. Is this a good choice? Any thing I should know about it? I dont wanna get jabbed with fee’s/fines

What do they look for before they approve your credit card application?
Just your credit score?
If you don’t have any credit card or loan or any other sort of credit history are you still eligible to be approved just based on score?

How do you get credit score if you don’t have any credit card or any type of loan on your name?

If my credit card application gets rejected by one credit card company, how long should I wait before applying for a CC with another credit card company without affecting my credit history?