Credit Card Lounge

for a couple years now my dog Nigel has been receiving recruitment mail from the armed forces and scholarship information. occasionally my car insurance company calls and asks about why Nigel is not insured. Somehow he is ‘out there’ in the world of informationas my human child! I thought it was funny at first, but now it is worrying me. Does anyone know how I can correct this? Is there a bureau to notify? I have no clue how his name got out there. All I can guess is I might have put his name as my baby on some website somewhere. Like maybe babyzone or something. I have no clue. Please help!

I know that credit card companies have access to certain credit information, but what exactly do they have access to? My husband and I both have Beacon scores over 800 and get an average of four Credit card or refinance offers EACH per day! I guess I have two questions:

1) What data do they use to “prequalify” us on all these offers? Do they use our beacons or something else?

2) How can I stop them?

I just asked a question about a better paper shredder, but I realized that the paper shredder wasn’t my problem. It’s all the JUNK I get daily! Any good advice is welcome! I don’t even enjoy getting the mail anymore!