Credit Card Lounge

My wife has no income or credit history. She received a credit card application in the mail. The application does not require me to put in any of my personal information but it does ask to state household income.

If she gets into trouble with her card, will it affect my credit or will the damage be limited to her credit score?

I have credit cards already, but I am in a unique situation. I am 20 and living on my own but with my parent’s income. I recently got an American Express application and when I called to ask about what I could put in the household income field, I was told I could include my parent’s income. Is this true?

I do not remember on some credit apps if I put my parent’s household income or not, because I was never sure and was living on my own. I have put my income as how much I regularly get a month from my parent’s.

Is this borderline fraud or is this typical? No one really explains it clearly.

I’m a full-time student and I don’t work. Do I include my father’s income since we live in the same household?

1. My position is a student
should i fill out the Employer ,worked there(for how long), and company phone#
2.Annual Household Income:
If i am a dependent and over 18, should i put 0?
3. i live with my parent, they owned the house, should i put OWN or RENT( i didnt pay anything)

work part time and go to school part time but still living with my parents? how do i determine my total “household” income per yr?
NOTE*
my parents pay all the bills and expenses for the house but i pay for own bills in my name.

Ok, so today in the mail I got a letter saying I had been pre approved for a credit card from Chase. I have never had a credit card (I’m only 19) and only have used my debit card (not sure if that gives me any credit? I have had late fees and such and paid them on time.) But anyway, I still live with my parents. I’m a student and I have a part time job. When it asked for annual household income, it meant my entire family, right? Cause I put something down like 65,000 (a guesstimate of mine and my parents combined income.) Or did it mean JUST mine even though I live with my parents? I got approved….and now I’m scared I like lied on the application by accident or somehting lol. Help!
I did get the pre approved letter, but then when I filled out the actual application I DID get approved.

I’m 20 years old and I just applied for the Amazon Rewards Visa credit card. Recently, my father moved out and now my mother and I have less of an income. However, when I applied for the application, I put down an estimated household income amount of when he was here. Now that’s he’s gone though, I’m worried the credit card company may see that it is less, and I really don’t want to get in trouble. Could I get in trouble for doing that? Also, should I retract my application to avoid getting in trouble? I’m really worried now. I’ve read horror stories about people lying on their credit card applications and the banks blacklisting them and they can never apply for credit again. I’m absolutely terrified that the bank might do this to me because I put the wrong income amount. Before he left it was around $160,000 which is what I put on the application, and now it’s less than that!

this is my first credit card application i have ever filled out.
It asked for total household income per year.
i am not going to give my fathers income since he has nothing to do with me applying for a credit card.

i do not make a set income PER year.
it says you have to put something in no less than 100.
what should i put in.
i start work tomorrow and i make 7.30 an hour. i am going to get around 33.5 hours. should i put what that would be about per year or what?

please, and thank you.
you can get a credit card with out a job. a lot of my friends have. i am getting it because i need to buy my plane ticket now in advanced so it is cheaper. i can afford monthly payments but not just 300 up front.