Credit Card Lounge

I am 20 years old, live with my parents right now and go to college. I only have my cell phone to pay right now and take the city bus to school. Im not sure what my credit is but i know i was approved from my cell phone company and I get capital one platinum credit card applications in the mail.

- My question is how can I use a credit card right now to build credit? – Do you have any advice about credit card?

i want to apply for this card and was wondering if it is safe and a good one to apply for. does anyone have this card?

Will I be ****** into paying a whooole lot a month?
I need all the info. PLEASE & THANX!

I have a capital one Planity credit card, they gave me a $2000 limit, I’m a college student. My interest is around 20%.
Does anyone else have the Captial one Visa Plantium Credit card and if you do what are your thought on the card and there customer service.

I’m looking into getting a rewards credit card and have narrowed it down to Chase and Citi. I already have a Citi Platinum card, but I’m interested in redeeming points. I do carry a balance, but I pay down the debt timely. Which card is easier/better?