What is the best credit card for service and utility rewards?
January 27th, 2010
I have credit cards with great rewards for gas grocery , etc they have 5%.
Is there some out there with 5% + rewards for cell phone, utilities, etc?
You could check bankrate.com for comparisons ! Also try here !
There are a few good cards out there that give you great rewards the top two I would have to say are Citibank and Discover but check out under rewards cards to compare them side by side on rates and rewards.
It’s tough to get 5% rewards in those categories, but you can still do better than the typical 1% rewards card.
For example, if you don’t mind taking your rewards as stays at Hilton hotels, you can earn 2% rewards on cell phone bills with the Hilton HHonors® Platinum Credit Card from American Express Card.
Also, you can earn 2% rewards on *all* spending with the Capital One® No Hassle Miles(SM) Ultra—For Professionals card.
I got those card names using this credit card rewards calculator:
I just entered a spending profile that contained only utilities and another than contained only wireless phone services to see which credit cards came out on top for that kind of spending.
I like Discover’s Open Road card. You can get a nice 5% on gas as well as 1% on other purchases. They also have bonuses for other companies so if your cell phone company falls into their category, you can can get a bonus back.